Baobab Burkina Faso

Baobab Burkina Faso soolga ne a baaba

Baobab Burkina Faso (BBF) yaa tiginga sẽn yãkd sãamgdã ne a kõt tikri ne wamda. A tagsame 2016 yuum sẽn tɩ Nebã bãngda wamdrã yĩnga. A yaa tiginga sẽn sõngd tikri ne tiging-kãsem-kãsem nebã. A gindga Ouagadougou, Burkina Faso, n be tẽngã pʋgẽ. BBF yaa tiginga sẽn be Baobab Group yĩnga, Paris soolgã. Baobab Group, sẽn paam Gojo & Company bãng-n-tõnd a pʋgẽ 2025 yuum, yaa tiginga sẽn soolgd tikri ne wamda Afrik tẽngã pʋgẽ.

Yelb ne Baobab Burkina Faso baaba

BBF yaa

Société de Microfinance Baobab Burkina Faso S.A.

Gomd-n-tõnd ne tẽng-sobgã

BBF soolgd wamda ne sãamgd tiginga pʋgẽ sẽn kõt yõodo neb a yiib yĩnga:

• Tikri wamda: Yaa neb sẽn dat wamda wãn-wãn EUR 1,000 (XOF 600,000 pʋgẽ), bõn-kẽngr bee. Wamda kãsemba yaa neb sẽn dat n tags b kamb tiginga wall b paasd b sẽn tarã.
• SME tiginga: Tiginga kãsem-kãsem sẽn dat wamda wʋsg, sẽn ta XOF 200 million. Baobab tiginga yaa tiginga sẽn yãkd wamda nebã yĩnga, sẽn paam wamda bank-kãsemba pʋgẽ.

BBF tagsa n kẽng wamda nebã yĩnga, sẽn yaa sõma ne digitaal soolgã, ne a yĩgbã tẽngã pʋgẽ. A tar yĩgb a nu Ouagadougou (yĩgb a naas) ne Bobo-Dioulasso (yĩgb a yende), n soolgd nebã sẽn kanga yõodo.

Yel-kãsem ne neere wamda Baobab Burkina Faso yĩnga

Baobab Burkina Faso tar wamda yel-kãsem wʋsg, sẽn tagsd nebã ne tiginga kẽenga yĩnga. D ges b yel-kãsem wamda ne b yel-kãsem a taabã:

Yel-kãsem wamda

• Nano-wamda (Digital):
  • Yaa wamdrã: XOF 50,000 hal XOF 300,000 (USD 80-480).
  • Rates: 2,5% hal 3,5% koom yibeoog (30% hal 42% yuum yibeoog).
  • Durbi: 3 hal 6 koom.
  • Sãamga: Wamd-n-tõnd sãamg yaa 2% wamdrã zugu, ne yaa-wa sãamg 0,5% yibeoog.
  • Tẽng-sõng: Bee.

  • Yaa wamdrã sẽn ta waoogã, mobiil app zugu.

• Tikri wamda:
  • Yaa wamdrã: XOF 300,000 hal XOF 2,000,000 (USD 480-3,200).
  • Rates: 2,0% hal 2,8% koom yibeoog (24% hal 34% yuum yibeoog).
  • Durbi: 6 hal 12 koom.
  • Sãamga: Wamd-n-tõnd sãamg yaa 2,5%, tiginga sãamg 1%, ne yaa-wa sãamg 0,75% yibeoog.
  • Tẽng-sõng: Kamba pẽneg wall maam.

  • Yaa tiginga kãsem-kãsem sẽn dat n paasd b kombiigã yĩnga.

• SME wamda:
  • Yaa wamdrã: Taaba XOF 200 million (USD 320,000).
  • Rates: 18% hal 25% yuum yibeoog.
  • Durbi: 1 hal 5 yuum.
  • Sãamga: Wamd-n-tõnd sãamg yaa 3%, soolgo sãamg 0,5% koom yibeoog.
  • Tẽng-sõng: Tẽng, maam wall tiginga pẽneg.

  • Yaa tiginga kãsemba sẽn dat n paasd b kombiigã yĩnga, ne yel-kãsem a nu.

Sãamgdã ne yel-kãsem a taaba

• Sãamgd tiginga: Yaa nebã sãamgd tiginga sẽn kõt 2% hal 3% yuum yibeoog.
• Mobiil tiginga ne Wallet: Yaa tiginga ne bill tiginga Baobab mobiil app zugu.

Wamd-n-tõndã ne wamdrã yĩnga tõogrã

Baobab Burkina Faso tar soolg wʋsg nebã wamd-n-tõnd yĩnga, sẽn ta waoogã ne digitaal.

Nebã wamd-n-tõnd ne KYC

• Soongrã: Mobiil app (Android tar woto, iOS kẽnga), USSD code, website, ne yĩgb a nu.
• KYC (Nebã bãnga): ID tiginga, tẽngã bãnga, ne biometri foto yĩgbã pʋgẽ.

Baobab tiginga yãkd soolgã sẽn bãngd nebã wamdr yĩnga, sẽn tagsd b kombiigã, b gomdã ne b tiginga.

Wamdrã maasmã ne tiginga

• Nano-wamda: Yaa mobiil app zugu, sẽn yãkd wamdrã 2 minit pʋgẽ.
• Tiginga: Yĩgbã pʋgẽ wall mobiil tiginga zugu. Wamda kãsemba yĩnga, bank tiginga n be.

Wamdrã yãkdã yaa sms ne app tiginga. Tiginga yĩnga yaa yĩgb nebã sẽn tigind waoogã wall koom waoogã.

Yelb ne yagsã

BBF yaa Category II tikri tiginga sẽn paam paasg Burkina Faso Central Bank yĩnga. A soolgd Autorité de Régulation de la Microfinance yĩnga. A tar soolgo ne capital check. A tagsa n bãng nebã wamdr rates ne sãamgdã, ne a tar grievaances hotline.

Baobab Burkina Faso tiginga tẽngã zug ne nebã gomdã

Wagsgd ne a taabã

Burkina Faso pʋgẽ, Baobab Burkina Faso tar a taab wʋsg: Advans Burkina, PROPARCO-backed microfinances, local MFIs (Caisse Populaire), ne mobiil tiginga tiginga (Orange Money). Baobab tiginga kẽnga a taabã zugu, a tar Baobab Group yĩnga, digital wamdr sagla, ne wamdrã sẽn ta waoogã.

Tẽngã pʋgẽ ne paasgã

Baobab tiginga yaa tiginga sẽn paam tẽngã pʋgẽ 15% tiginga tikri wamda yĩnga. A tar paasg wʋsg, 25% CAGR gindg 2022 yuum. A tar neb wʋsg sẽn paam wamda, 25,000 neb be yuumã pʋgẽ, ne 41% yaa pagba.

Nebã gomdã ne b bãng-n-tõnd

Google Play zugu, Baobab mobiil app tar 4.2 stars (2,500+ reviews). Nebã gomda wamdrã sẽn ta waoogã ne mobiil app bãng-n-tõnd yĩnga. Yel-kãsem a wãn-wãn yaa sãam-yã-wa bãng-n-tõnd ne app login yel-kãsem. Yaa b customer service yaa sõma, ne b call-center reply time yaa wãn-wãn 2 minit.

Mamsdã ne wamdrã yĩnga

Yaa Baobab Burkina Faso yaa tiginga sẽn sõngd nebã wamda yĩnga, yaa sõma n bãng yel-kãsem a wãn-wãn:

• Bãng rates ne sãamgdã: Wamdrã rates ne sãamgdã yaa kãsem wʋsg. Bãng b yɛl-kãsem sẽn dat n tags wamdrã yĩnga. Yaa sõma n bãng wamdrã rates, fees, ne durbi sẽn bãngd y wamdrã yĩnga.
• Sãam-yã-wa bãng-n-tõnd: Yaa neb wʋsg gomda sãam-yã-wa yel-kãsem yĩnga. Bãng sãam-yã-wa policy sõma n yẽẽg y wamdrã sẽn ta waoogã.
• Mobiil app soolga: App yaa sõma ne wamdrã yĩnga. Sok y yel-kãsem yĩnga ne appã, ne bãng y wamdr schedule.
• Bangi: Yaa sõma n bãng y tõogrã wamdr zugu. Soosg sõma ne y wamdrã, n ges y sẽn tõe n tigind wamdrã yĩnga.
• Soosg ne yel-kãsemba: Yaa Baobab tar customer service. Soosg ne b yel-kãsemba sã n tar yel-kãsem.

Baobab Burkina Faso yaa tiginga sẽn paam paasg wʋsg Burkina Faso pʋgẽ. A tar yel-kãsem wʋsg sẽn soolgd nebã ne tiginga kẽenga. Yaa sõma n bãng yel-kãsem kãsemba ne a maasmã, n tags y wamdrã sõma.