Ecobank

Ecobank Burkina Faso: Karemããga ne yaaba

Ecobank Burkina Faso yaa Ecobank Transnational Incorporated (ETI) yõnga yaa bank-i n yẽtgã tẽngre. A bõe ne 1997 laawuri, la a tar dukuri yaaba wusgo ne nagsenga soaaga ne dukuri soaaga (SME) Burkina Faso tẽngre. Yaaba ne Africa fãa bank-i platform-i n tarã, Ecobank saglga digital looma, bank-i soaaga looma, dukuri kooma ne yaabaka saglga. Bank-i n tarã dukuri tẽngre koom yaaba 13.46% la yaa riski dukuri yaaba 53.21%, Ecobank Burkina Faso yaa bank-i n yẽtgã tẽngre UEMOA bank-i saglga laawuri.

Naama ye Ecobank soãmba yaa Wakatããma

ECOBANK BURKINA S.A. yaa bank-i n bõe ne Ouagadougou, Burkina Faso. A bõe ne 1997 laawuri, la yaa Ecobank Transnational Incorporated (ETI) yõnga. ETI yaa kompañii n bõe ne Togo ne 1988 laawuri, la a tar yaaba Nigeria, Ghana, ne BRVM yaaba laawuri. Ecobank Burkina Faso yaa ETI yõnga, n tar saglga wusgo tẽngre.

Dukuri soaaga ne binda toega

Ecobank yaa bank-i n tar dukuri yaaba wusgo (universal banking). A tar nagsenga soaaga, SME, dukuri tẽnga, ne dukuri kooma bank-i saglga. A na'asẽ bank-i soaaga, digital saglga, ne agent-i yaaba. Binda toega yaa nagsenga soaaga (kãnga ne dukuri wusgo), SME, dukuri tẽnga n ba'asã, ne kompañii n tarã Burkina Faso.

Looma tẽngre ne yaa'amã Ecobank n tarã

Ecobank saglga looma yõoga wusgo ne nagsenga soaaga, SME, ne dukuri tẽnga. Looma yaa kãnga ne dukuri soaaga, saglga ne dukuri kooma, ne dukuri na'asenga.

Looma yõoga

• Looma Personal: Yaa looma n kãnga ne nagsenga soaaga, saglga ne dukuri n ba'asã.
• Saglga yaaba (Salary Advance): Looma n yaoolã n saglã ne paasga.
• Dukuri Looma (Mortgage Loan): Looma n saglã ne yõngr yaaba (suuri). A yaa looma n kãnga ne dukuri wusgo n saglã ne suuri yõnga.
• Travel Loan: Looma n saglã ne yaaba tẽngre.
• Kashe-backed Loan: Looma n saglã ne dukuri n tarã bank-i laawuri.
• SME Dukuri Looma: Looma n kãnga ne dukuri soaaga n yaoolã, saglga ne dukuri n ba'asã, ne dukuri na'asenga.
• Dukuri Yaaba (Trade Finance): Saglga ne dukuri yaaba, saglga ne dukuri saglga (letters of credit) ne bõnna kooma (documentary collections).
• Ellevate Pagba Looma: Yaa looma n kãnga ne pagba n tarã dukuri soaaga, USD 50,000 tẽnga (bõe ne kãnga yaaba).

Looma pa'aka

Looma pa'aka yaa kãnga ne XOF 50,000 (USD $85) ne micro-looma. Tẽnga yaa XOF 50 million (USD $85,000) ne SME ne pagba looma, bõe ne kãnga yaaba.

Looma kooge ne yaabaka

Kooge yaaba (APR) yaa kãnga ne 12% ne 24% ne looma personal (bõe ne kãnga yaaba). Looma kashe-backed yaa kãnga ne 8% ne 12% APR (bõe ne kãnga yaaba).

Looma tẽkma ne yaabaka

Looma tẽkma yaa kãnga ne 3 ne 60 kwii, kãnga ne looma yõnga. Dukuri looma yaa kãnga ne 240 kwii. Yaaba yaa kwii-kwii, saglga ne direct debit, mobile money, walla bank-i soaaga.

Kooma yaaba

• Looma bõnna kooge: 1%-2% ne looma pa'aka (bõe ne kãnga yaaba).
• Saglga kooge: XOF 5,000 (USD $8.50) ne looma personal (bõe ne kãnga yaaba).
• Kooge n saglã: 1% kwii-kwii ne dukuri n saglã (bõe ne kãnga yaaba).

Bõnna kooma (Collateral Requirements)

• Looma Personal: Saglga yaaba walla kashe kooma ne paasga soaaga.
• Dukuri Looma: Suuri dukuri looma.
• SME: Dukuri bõnna (equipment, inventory) walla kooma yõnga.
• Ellevate Pagba Looma: Bõe ne kãnga kooma ne USD 50,000 tẽnga ne pagba n saglã.

Looma saglga ne pidsa

Ecobank saglga looma saglga yaaba wusgo, n tar digital ne bank-i soaaga saglga.

Saglga yaaba

• Mobile App: Ecobank Mobile App yaa iOS ne Android laawuri. A tar 3.5 rating ne 5 million downloads. A saglga looma saglga ne yaaba.
• Web site-i: Online looma saglga portal-i ne calculator tool.
• Bank-i Soaaaga ne Xpress Points: Ecobank tar bank-i soaaga 20+ tẽngre soaaga laawuri. Ne Xpress Points 150+, n saglã kashe dukuri yaaba.

Saglg ye'ela ne bõnna (KYC & Onboarding)

Saglga ne looma, bõnna n saglã yaa:

• ID-i saglga (tẽngre ID walla passport).
• Dukuri bõnna (paasga slip walla bank-i statement).
• Mobile number ne utility bill ne address saglga.

Looma sagem ye'ela (Credit Scoring)

Ecobank na'asẽ internal scorecards n tarã bureau data (ONIB Burkina Faso) ne dukuri yaaba. Looma n tẽnga ne XOF 10 million yaa manual review.

Looma yõngr yaaba

Looma dukuri yõnga yaa:

• Bank-i yaaba ne Ecobank account.
• Mobile money (Orange Money, Moov Money).
• Kashe bank-i soaaga.

Yaaba ne tekinoloji

Ecobank na'asẽ tekinoloji ne digital saglga n saglã nagsenga mi-paamda ne dukuri yaaba.

Digital platform-i

• Ecobank Mobile App: Balance checks, dukuri yaaba, bill payments, Xpress Account bõnna, ne cardless withdrawals.
• Internet Banking: E-banking saglga wusgo web portal-i laawuri.

Yõngr yaaba (Geographic Coverage)

Ecobank tar bank-i soaaga Ouagadougou, Bobo-Dioulasso, Koudougou, ne tẽngre soaaga laawuri. Agent-i yaaba 150+ Xpress Points n saglã kashe dukuri yaaba.

Nagsenga yaaba ne ye'ela

Ecobank tar nagsenga 200,000 tẽngre (bõe ne kãnga yaaba). Nagsenga yaa tẽngre soaaga n paasã, SME, dukuri yaaba, ne diaspora dukuri yaaba.

Laawuri ne kompañii n tarã

Ecobank yaa bank-i n saglã ne laawuri ne BCEAO (Central Bank of West African States). A yaa BCEAO laawuri, AML/CFT laawuri, ne nagsenga yaaba laawuri.

Laawuri tẽnga

Ecobank yaa bank-i n saglã ne BCEAO. A yaa BCEAO prudential guidelines, AML/CFT laws, ne nagsenga yaaba laawuri. Ecobank tar saglga complaints desk ne nagsenga yaaba. Bõe ne public penalties n bõe ne Ecobank.

Laawuri yõngr yaaba (Market Position)

Ecobank tar dukuri tẽngre koom yaaba 13.46% la yaa riski dukuri yaaba 53.21% Burkina Faso bank-i saglga laawuri. Binda n ba'asã yaa Bank of Africa BF, Coris Bank International BF, UBA BF, ne Société Générale BF.

Ecobank yaa bank-i n tarã Africa fãa digital yaaba, mobile platform-i n seglã, ne pagba dukuri yaaba saglga (Ellevate). Dukuri yaaba saglga yaa SME lending, agribusiness finance, ne digital onboarding.

Nagsenga ne mi-paamda

Nagsenga mi-paamda yaa bank-i n tarã laawuri. Ecobank tar saglga wusgo ne nagsenga yaaba.

Nagsenga mi-paamda

Mobile App-i tar 4.0 rating iOS laawuri, la 3.5 rating Google Play laawuri (ne 49,000 reviews). Saglga n yaoolã yaa mobile app stability ne device yaaba, ne PIN reset yaaba bank-i soaaga.

Ecobank tar 24/7 chat via RAFIKI chatbot, ne bank-i soaaga customer care centers. Togsenga n paamã yaa USD 1 billion n saglã mobile app-i laawuri, la Xpress Account nagsenga 4 million.

Mõõsa ne yaabaka ne looma saglga

Nagsenga n saglã looma Ecobank laawuri, bõnna n saglã yaa:

• Saglga bõnna wusgo: Saglga bõnna n saglã wusgo, n tar ID, dukuri bõnna, ne address bõnna.
• Yõnga looma kooge: Yõnga looma kooge, pidsa, ne tẽkma bõe ne saglga. Looma kooge yaa kãnga ne 12% ne 24% ne looma personal, la kashe-backed looma yaa kãnga ne 8% ne 12%. Yõnga kooma yaaba.
• Digital saglga na'asenga: Na'asenga Ecobank Mobile App walla web site-i ne looma saglga n yaa kãnga. Yõnga app-i ratings ne reviews bõe ne nagsenga mi-paamda.
• Bank-i soaaga yaaba: Ne looma n tẽnga, bank-i soaaga yaaba yaa saglga ne yaaba bõnna wusgo.
• Looma pa'aka ne yaaba: Yõnga looma pa'aka n saglã, n tar kãnga ne XOF 50,000 ne micro-looma, ne tẽnga ne XOF 50 million ne SME.
• Kooge n saglã yaaba: Yõnga kooge n saglã (1% kwii-kwii ne dukuri n saglã) ne looma bõnna kooge (1%-2% ne looma pa'aka).
• Saglga ne Ellevate looma: Pagba n tarã dukuri soaaga, yõnga Ellevate looma ne USD 50,000 tẽnga.
• Riski yaaba: Bõe ne kãnga looma n tarã riski. Ecobank tar riski yaaba wusgo, la nagsenga saglga yaa yaaba wusgo.

Ecobank Burkina Faso yaa bank-i n yẽtgã tẽngre dukuri soaaga laawuri. A tar looma yõoga wusgo ne digital saglga n saglã nagsenga mi-paamda. Mõõsa ne yaabaka yaa bank-i n tarã laawuri, n saglã nagsenga dukuri yaaba.